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Info for Sellers

When it comes to selling your house there are multiple ways to do it. Here we are going to go over a few ways, and give you the good and the bad of each. Remember, there is no wrong way, so let's find what's right for you!

Using a Real Estate Agent

When listing with an Agent they put your house on the market, and are generally looking for a retail buyer to get bank financing to purchase.

  • The Good
  • Generally highest selling price for your home
  • Your loan (if any) gets paid off
  • The Bad
  • Usually updates/repairs must be done to house to sell (requires money up front)
  • On average it takes a few months to sell (no guarantee), you're responsible for payments/repairs/maintenance/etc... during this time
  • Deals can fall through due to bank related financing issues, and you start over
  • Agent fees and commissions are expensive
  • Generally closing costs are more, and takes longer to sell

Owner Financing

With owner financing you and the buyer (us) come to an agreed upon price, and then create basic terms (a deal structure for that price). This choice allows endless options, since almost what you and the buyer (us) agree upon is possible.

  • The Good
  • Doesn't cost you money up front
  • Frees you from all payments/repairs/maintenance/etc...
  • Your loan (if any) gets paid
  • No expensive Agent fees or commissions
  • Low closing costs, and is quick to sell
  • The Bad
  • You get paid off in monthly payments instead of right now (which can actually be a benifit in some situitions)

Taking Over Payments (Subject-To)

This is a great option that sadly most people (and companies) just don't understand enough. It works for people in a bind, or just looking for a change. Too Often people see tough times are coming (or have already hit).... divorce, salary change. or maybe a new opportunity like location transfer or larger home needed for new family members. The bottom line is things happen in life. "Payment Relief" is sometimes what's needed for a change when people fall behind on payments, or when they could in the near future. With this method we take over your payments on your existing loan until we can get you cashed out. You no longer have to worry about payments, repairs, maintenance, etc... You get to relax! Most people are hesitant because they think they won't be able to get new loans, but there is an easy fix to that issue that is pretty common.

  • The Good
  • Doesn't cost you money up front
  • Your loan gets paid
  • Frees you from all payments/repairs/maintenance/etc...
  • Can prevent credit damage
  • No expensive Agent fees or commissions
  • Low closing costs, and is quick to sell
  • The Bad
  • The loan stays in your name until you get cashed out

Cash Purchase

A cash purchase is pretty basic. We research nearby similar sold homes to determine what the market value is, and then factor what repairs will be needed. At this point, we take your market value then deduct for cash discount, closing costs, and repairs to present you with an offer.

  • The Good
  • No repairs needed
  • You get paid in full now
  • Low closing costs
  • The Bad
  • Lowest purchase price
  • Sometimes less than what you currently owe
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Of Course these are just a few key points on the options, so if you have any questions or concerns please ask us. We're happy to better prepare you on decinding which option is best for you!

We Are A Real Estate Investing Company Our company buys, sells, and rents homes. We will not be acting as your real estate agent or broker if we buy your house, sell you a house, or rent you a home. We are excited to potentially work with you directly OR if you are represented by an agent or broker. We are focused on improving neighborhoods and redeveloping areas that we work in. If you have additional questions on agencies please contact your local real estate commission.

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